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Get your cash on the next business day
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You can receive money even with bad credit
Nobody is protected from emergency situations when you need money immediately and there is still two weeks until receiving your check. LoanPocket.com provides secure and easy service for those who need money quickly. To receive the short term loans you just need to fill out a simple application form protected with 256-bit technology.
LoanPocket.com is not an actual lender, we match our customers with lenders from our wide network. Once you’ve filled out the form your application will be transferred to reliable online short term loan lenders. We do not charge any fee for our services.
As far as all lenders offer different terms of repayment, rates and the loan APR, you get a chance to study the offers and choose the best one. The lenders from our network usually do not have strict requirements to your credit history, so even if you have a bad credit record or no credit history at all, you can still receive a cash loan.
While it may turn out to be quite problematic to get a credit from a bank or a credit organization due to their numerous requirements to borrowers’ income and credit score, it is much easier to qualify for a short term loan online with one or more lenders from our network. Since our lenders do not usually perform any checks of your credit score, you can apply for a cash loan even in case if you have a less than perfect or no credit history at all. To be able to qualify for a short term cash loan you just need to meet some basic requirements:
To start with we urge you to carefully review our How it Works and FAQ sections to learn more about the process of applying for a short term cash loan. The next step is to fill out a short application form where you need to enter only the basic information about yourself and the loan amount you want to take. After that we will transfer your application to one or more lenders who will then contact you to provide you with the exact terms of the loan.
The process of applying for a short term cash loan via LoanPocket.com is clear, fast and hassle-free. Besides, the safety of your personal information is guaranteed by our use of the modern industry-recognized encryption technologies.
If you have never obtained a short term cash loan before, you are likely to have questions about the process. Here you can find all of the basics about these loans and help you decide whether or not such a loan is right for you—and your personal financial…
Part of getting the best rates possible on short term cash loans comes with understanding how to use them responsibly. While you should never take out a short term cash loan for frivolous reasons such as shopping sprees and vacations, there are several situations in which they can…
There are several types of charges that lenders may assess when you take out a short term cash loan. Though the lender is responsible for ultimately determining these charges, individual states have regulations that protect consumers and determine the maximum that any consumer can be charged. Finance Charges…
In the event that you cannot make your loan payment on time, you should contact your lender prior to your due date in order to discuss your options. Most lenders offer rollovers or extensions, but you should remember that there are additional fees associated with these in almost every case. You should review all of the information provided to you by your lender before you provide your signature on any loan agreement in order to protect yourself against surprise charges and additional fees.Implications of Non-Payment If your cash loan becomes delinquent and remains unpaid—typically 15 days beyond the original due date—there are several things that may occur. These include:
The rates and fees associated with your loan, including the APR, must be disclosed to you in writing before any credit is extended to you according to federal laws. The APR—Annual Percentage Rate—associated with short term loans may range between 260.71% and 1825.00%. While this may seem extraordinarily high, the rate is highly competitive when it is compared to the charges associated with bounced checks or overdrawn bank accounts. Listed below is a comparison of these charges as applied to a two-week $100 short term cash loan.
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